What are credit card grace periods, and why you should care.
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Consumer Tip: For one-on-one credit counseling over the phone, call 1-800-680-DEBT.
The Fair and Accurate Credit Transactions Act of 2003 (FACT Act) defines "identity theft" broadly as“a fraud committed or attempted using the identifying information of another person without authority.”1 Home Sitemap Brand
Credit Card Companies Reward Consumers Who Shop Around
With Ronald Reagan came mass deregulation in many industries. One of the industries that benefited from deregulation was the financial industry. As a result, hundreds of new financial companies were introduced to the American consumer during the 1980's. With the sudden explosion of new competitors in this industry, credit card companies began to struggle with how to retain existing customers and to recruit new customers.
Understanding Credit Card Grace Periods
Grace periods vary from credit card company to credit card company. It is important to understand what grace periods exist in connection to your credit cards. Once you understand your bank's grace period policies, you can use that information to save yourself a lot of money over the long run.
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